Helpful Hints

3 Ideas To Help You Save Over $500 a Year

There seems to be a lot of information online about how to make money, but what about making that money last? Wouldn’t it be great to save 20% on groceries every week? What about saving $5.00 a month on your cable bill. Here are some great ideas to save you some money while keeping your lifestyle the same.

1. Coupons – Everyone always forgets to check for coupons before they buy something. Try heading over to Coupon and look for coupons good towards everyday products, free shipping on online orders, or a free trial. As for grocery coupons, try out InboxDollars for coupons that will not only save you on groceries but will pay you $0.10 per coupon used.

Just to get a rough idea, say you spend $100 a week on groceries and the coupons save you $5 per week plus $1.00 paid back to you for using the coupons. With 52 weeks in a year, that’s a total savings of $312 a year! Plus this estimate doesn’t include other coupons like free shipping or free trials.

2. Getting a Credit Card That Offers Points – A lot of people overlook the benefits of using a credit card due to the constant reminder that credit cards can get you into a lot of trouble. On the other hand, a responsible credit card holder can take advantage of a lot of benefits. For example, the Citi Forward Credit Card offers points for every dollar you spend and tons of bonus points for things like paying on time and using your credit wisely. As long as you have the money in your bank account to pay for the things you buy, then there’s no reason that you shouldn’t be using a credit card. As little as 6,000 bonus points is enough for a $50 gift card.

Plus credit cards offer a lot of bonus features that most people overlook. For example, if you book a hotel room with some credits cards and there is damage to the room or theft, the card automatically insures the room. Another example; buy a cell phone with some credit cards and if it’s lost or stolen you can replace the cell phone for up to two years after the purchase for a very small fee.

Savings from certain credit cards can total to about $300 a year and even higher if you ever end up using the insurance feature.

3. Get Your Cable Bill Down – Is your cable/internet/voice bill over $100 a month. If you live in the US you should giving your cable company a call and tell them the bill is too high and you need to cut down on the cost or you might have to drop the service or go to another company. Chances are that if you’re kind and explain that even a drop of $5.00 per month would greatly help you out, they will find a way to lower your bill. this might include dropping unused services or even getting rid of hidden fees like a cable modem rental. It doesn’t sound like much but shaving $5.00 off your bill every month will leave you with an extra $60 in your pocket at the end of the year.

5 Quick Ways for College Kids to Earn Money

Being in college usually means you have no money to spare. I know what it’s like, I was a college student not too long ago. I’ll admit it, I probably had the extra time to get a real job, but I also knew I could scrape by on birthday money and the occasional odd job. I also remember the feeling right before I had to pay off my credit card… it was the feeling of, “Oh crap, I actually don’t think I have enough money this time.”

I was always looking for ways to earn some extra money… but mostly ways to earn extra money that didn’t require a lot of work, would pay fairly well, and that I could do when I had the time. Here are some ways that are perfect for college students to earn money online.

1. InboxDollars
I made about $95 in one semester with this website. It was easy to do because I always had my laptop on me, so I was always checking my email. All you have to do is click on a link in an email to view an ad. You get paid $0.03 per email (which adds up). I also clipped some coupons from their site and got paid $0.10 for every coupon I used. Lastly, I referred my friends using a link they give you once you sign up. A lot of my college friends signed up and I never heard anyone complain about the essentially free money.

2. “Get a Free… Site”
People usually brush past these sites as scams, but you’d be surprised to find out that they actually work. I got a free iPod (yes, when there weren’t any iPods with touchscreen yet!). These offers work out really well when you’re in college because you most likely know a bunch of people, college kids like new tech gear for free, and you’re probably just itching to use the new credit card you just got.

Here’s how these deals work and how you can make out on top:

1. You submit your info (you basically create a login)

2. You complete a few trial offers. You are usually allowed to cancel after the initial FREE, or very close to free, trial period. That’s what I did. I canceled the day before the trial period ended with no questions asked. I was charged a total of $9.99 for all the trials I completed.

3. Get a few friends to complete the offers as well by giving them your referral link. I found that showing them the trials are actually free, or nearly free, and you signed up for them with no problems helps get rid of the skepticism.

4. Get your free item in the mail. I have to say, I was extremely surprised when my iPod showed up. Of course I had been telling my friends that I was 100% sure it was a legit offer. Obviously, I was lying. I thought it wasn’t going to work but I didn’t have much to lose. When it actually worked I bragged to all my friends and about 10 people I knew did the offers and referred their friends and ended up with iPods too.

5. Once you get your item, brag to your friends. Then find another cool offer to complete and this time your friends will have no problem completing the offers too. Once you get bored of your item, sell it on eBay.

Here’s one of those offers for you to get started on:

3. MTurk
This is a site run by Amazon. People post small jobs like finding contact info, categorizing a picture, or transcribing an mp3. They pay you per job done. Usually categorizing a picture will fetch you $0.02. It takes about a second or two to categorize the pictures so you can easily complete a few hundred in an hour. It a great way to earn a few extra dollars while you’re sitting in class… I mean, during your free time.

4. SurveySavvy
There are hundreds of paid survey websites out there, but I’d have to argue that SurveySavvy alone. Then I referred my friends and made even more!

5. Social Marketing
Since just about every college kid on the face of the Earth has a FaceBook profile and a million friends, social marketing is a great way to earn money. Look for ads on Craigslist asking for young adults to make posts about products. I know some kids who make $20.00 every time they make a status update about a product. A great way to put yourself in a good position for social marketing is to get as many friends as you can. Remember that kid you went to kindergarten with for one week? Friend him. Companies want to see that you have a ton of friends so their message will get out there.

Two Quick and Easy Ways to Make Money Online

Believe it or not, there are some simple ways to earn money online. Try these three methods and it’s guaranteed you’ll make a few dollars here and there. After awhile it will all add up!

Amazon Mturk Amazon’s Mturk

Amazon’s Mturk is probably the fastest way to earn money online. It’s fast, easy, and you’re guaranteed to get paid whenever you’d like. Thousands of jobs are posted. Most consist of categorizing things, finding contact info, or transcribing audio. You can make a lot of extra money here. The only downside is that you need your work to be approved before you get paid, but it’s usually approved the day after you complete it.

Earn money with Inboxdollars Inboxdollars

Inboxdollars is a great place to earn money for things you already do. For example, for every coupon of theirs that you use, you get paid $0.10. Plus, they’re coupons for items that most people buy. You can also get paid for reading emails (short advertisements), watching ads, taking surveys, signing up for trials, and much more. I have made over $100 at this site and I always get paid in a timely manner. The only downsides are that you have to wait until your account reaches $30.00 before you can request payment and they charge a $3.00 check fee.

How to Make Money With Google Adwords

Screen shot 2010-02-12 at 8.55.19 PMIt seems counter-intuitive to say that you can make money with a service that charges you for every click it generates. For those of you who don’t know, Google Adwords is a service that allows you to create an ad and choose keywords for when you want your ad to appear. The ultimate goal is to have your ad show up in search results when a customer is ready to by or sign up for a service and it just looking for a link to get them there. More >

Make $8.00 An Hour Online

Screen shot 2010-02-08 at 7.41.49 PMHow do you earn a steady income online? It’s not as hard as some people think. Thank goodness for Amazon’s Mturk. More >

Getting Your First Referral

The most lucrative way to make money online is to refer people to products and services. The only problem is, this isn’t as easy as it sounds. Once you figure out the right way to do it, getting referrals can be easy, but it takes a long time and a lot of mistakes to get to that point. More >

Making Your First Dollar Online

onedollarIt sounds funny, but the first step to making money online is to make one dollar. The hardest money to earn online will be your first dollar. In fact, it took me over one month to make my first dollar online! More >

How to Make $5 and Get Paid Within 5 Days

People always say the one thing that sucks about trying to make money online is that you have to wait forever to get paid or you don’t even get paid at all. Sometimes that’s true, but in this case it’s complete b.s.

If you want to make money and get paid within a few days it’s possible… in fact, it’s pretty easy. You just need a PayPal account and decent writing abilities.

Head over to Associated Content and register as a writer. Spend some time researching available categories and write a good article. It doesn’t even have to be that long. Really folks, it’s the quality that matters, not the quantity. You can even write a poem. Seriously, watch for grammar mistakes and write with detail, authority, and in an organized manner.

Submit the article for an upfront payment. You could have your article rejected if you didn’t write something they were looking for or if your article had spelling or grammar mistakes. In that case, get your crap together and start again! Never give up!

Most likely, if the article is of decent quality, you will be offered at least $5.00. My first article submission received an offer of $10.00. You can reject, but if you’re planning on making any money, I would accept. Your money will show up in your PayPal account within a few days. See how easy it is to make money online?

SurveySavvy Updated Review

Usually when I update a review it’s because something bad happened, but that’s not the case with SurveySavvy! Seriously, this is one of the only paid survey websites that I truly enjoy belonging to.

Here’s a quick overview if you don’t feel like reading the entire review of SurveySavvy:
Survey Site: SurveySavvy
Trustworthy: Yes/Five Stars
Minimum pay-out: None (I even requested a check for $7.00)
Time to Get Check: About 2 weeks
Number of surveys per week: About 1-2
Average Length of Survey: 15 minutes
Pros: No minimum pay-out, actually pays, short and entertaining surveys, pays well (avg. $3.50/survey for me), great referral system.
Cons: Long gaps between survey opportunities, survey quotas fill up quickly.
More >

Guaranteed to Make Millions! Top 5 Ways to Spot the Fakes

How many times have you been told you are guaranteed to make millions with a program? How many times has it actually worked? I’m so fed up with hearing this guarantee that anytime I see it I instantly throw out the idea of trying that money making program. I wish the people who create this programs would give you the facts upfront. It’s time to catch these bogus programs in their tracks.

    5 Ways to Spot Programs That Don’t Work

  1. They tell you “you can earn up to $1,000 a day.”
  2. There is a disclaimer at the end saying that the results mentioned above are not typical
  3. There are no tax forms to fill out.
  4. It only costs $29.95.
  5. It’s not a job opportunity, just a guide telling you websites to go to.

It can be so frustrating trying to find online money making programs that actually work. There are so many paid survey sites out there that give you a list of survey sites for $29.95 but promise that you’ll make hundreds a day. Of course it is possible to make this amount of money… it would just take a lot of hard work and a lot of time that could be used more productively elsewhere. So, how do you find the programs that work? Look for websites that don’t charge for a database of websites. Look for programs that tell you upfront that you probably won’t make hundreds of dollars a day. Most importantly of all, look for programs that have gotten good reviews.

One thing that I’ve noticed is that $29.95 is not an investment that will get you a large return. If it were, then wouldn’t everyone be shelling out $29.95? Sometimes you have to invest a little more money than you’re normally comfortable with and you can expect a better return. That’s not to say all programs that cost $100 work… (I wish). Follow your gut and don’t ever invest more money or time than you can afford.